/* ========== ROOT & VARIABLES ========== */
:root {
    /* Calculator palette */
    --navy: #1a1f3a;
    --deep-purple: #4a1a4a;
    --indigo: #3f51b5;
    --indigo-light: #5c6bc0;
    --purple: #6a1b9a;
    --purple-light: #9575cd;
    --purple-muted: #7b1fa2;
    
    /* Functional */
    --accent: #10b981;
    --accent-glow: rgba(16, 185, 129, 0.3);
    --success: #059669;
    --warning: #dc2626;
    --warning-soft: #fef2f2;
    --info-bg: #eef2ff;
    
    /* Neutrals */
    --text-primary: #1a1f3a;
    --text-secondary: #4a5568;
    --text-muted: #718096;
    --bg-page: #f8f9fc;
    --bg-card: #ffffff;
    --border: #e2e8f0;
    --border-light: #edf2f7;
    
    /* Gradient */
    --gradient-hero: linear-gradient(135deg, #1a1f3a 0%, #4a1a4a 100%);
    --gradient-accent: linear-gradient(135deg, #10b981 0%, #059669 100%);
    
    /* Typography */
    --font-display: 'DM Serif Display', Georgia, serif;
    --font-body: 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;
    
    /* Spacing */
    --section-pad: 5rem 0;
    --container-max: 1120px;
    --radius: 10px;
    --radius-lg: 16px;
}

/* ========== RESET & BASE ========== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; scroll-padding-top: 80px; }

body {
    font-family: var(--font-body);
    color: var(--text-primary);
    background: var(--bg-page);
    line-height: 1.65;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
}

.container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 1.5rem;
}

h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.2; }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 4vw, 2.4rem); }
h3 { font-size: 1.35rem; }
h4 { font-size: 1.1rem; font-family: var(--font-body); font-weight: 600; }

a { color: var(--accent); text-decoration: none; transition: opacity 0.2s; }
a:hover { opacity: 0.85; }

ul { list-style: none; }

img { max-width: 100%; display: block; }

.text-accent { color: var(--accent); }
.text-warning { color: var(--warning); font-weight: 600; }

/* ========== BUTTONS ========== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.75rem 1.75rem;
    border-radius: 8px;
    font-family: var(--font-body);
    font-weight: 600;
    font-size: 0.95rem;
    border: none;
    cursor: pointer;
    transition: all 0.25s ease;
    text-decoration: none;
}

.btn-primary {
    background: var(--gradient-accent);
    color: #fff;
    box-shadow: 0 4px 14px var(--accent-glow);
}
.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px var(--accent-glow);
    opacity: 1;
}

.btn-ghost {
    background: transparent;
    color: rgba(255,255,255,0.9);
    border: 1.5px solid rgba(255,255,255,0.3);
}
.btn-ghost:hover { background: rgba(255,255,255,0.1); opacity: 1; }

.btn-large { padding: 1rem 2.5rem; font-size: 1.05rem; }

/* ========== LEGAL BANNER ========== */
.legal-top-banner {
    background: #0f172a;
    border-bottom: 1px solid rgba(239,68,68,0.35);
    color: #f1f5f9;
    padding: 8px 20px;
    text-align: center;
    font-size: 0.75rem;
    letter-spacing: 0.01em;
}
.legal-top-banner strong { font-weight: 700; text-transform: uppercase; color: #fca5a5; }
.legal-top-banner a { color: #f1f5f9; text-decoration: underline; }

/* ========== NAVBAR ========== */
.navbar {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 1000;
    background: rgba(26, 31, 58, 0.95);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(255,255,255,0.06);
    transition: background 0.3s;
}

.nav-container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 1.5rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 64px;
}

.logo {
    font-family: var(--font-display);
    font-size: 1.4rem;
    color: #fff;
    text-decoration: none;
}
.logo-accent { color: var(--accent); }

.nav-links {
    display: flex;
    align-items: center;
    gap: 2rem;
}
.nav-links li a {
    color: rgba(255,255,255,0.7);
    font-size: 0.9rem;
    font-weight: 500;
    transition: color 0.2s;
}
.nav-links li a:hover { color: #fff; opacity: 1; }

.btn-nav {
    background: var(--gradient-accent) !important;
    color: #fff !important;
    padding: 0.5rem 1.25rem !important;
    border-radius: 6px !important;
    font-size: 0.85rem !important;
}

.mobile-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    flex-direction: column;
    gap: 5px;
    padding: 4px;
}
.mobile-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: rgba(255,255,255,0.8);
    border-radius: 2px;
    transition: 0.3s;
}

/* ========== HERO ========== */
.hero {
    position: relative;
    background: var(--gradient-hero);
    padding: 8rem 0 4rem;
    overflow: hidden;
    min-height: 85vh;
    display: flex;
    align-items: center;
}

.hero-bg {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 20% 50%, rgba(63, 81, 181, 0.15) 0%, transparent 60%),
        radial-gradient(ellipse at 80% 30%, rgba(106, 27, 154, 0.12) 0%, transparent 50%);
    pointer-events: none;
}

.hero-grid {
    position: relative;
    z-index: 1;
}

.hero-content { max-width: 680px; }

.hero-eyebrow {
    color: var(--accent);
    font-size: 0.85rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: 1rem;
}

.hero h1 {
    color: #fff;
    margin-bottom: 1.25rem;
    font-weight: 400;
}

.hero-sub {
    color: rgba(255,255,255,0.7);
    font-size: 1.1rem;
    max-width: 540px;
    margin-bottom: 2rem;
    line-height: 1.7;
}

.hero-actions {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
    margin-bottom: 3rem;
}

.hero-stats-strip {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.stat-pill {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: 10px;
    padding: 1rem 1.5rem;
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}
.stat-pill-highlight {
    background: rgba(92, 107, 194, 0.15);
    border-color: rgba(92, 107, 194, 0.3);
}
.stat-value {
    color: #fff;
    font-family: var(--font-display);
    font-size: 1.5rem;
}
.stat-label {
    color: rgba(255,255,255,0.5);
    font-size: 0.8rem;
    font-weight: 500;
}

/* ========== SECTION HEADERS ========== */
.section-header {
    text-align: center;
    margin-bottom: 3rem;
    max-width: 640px;
    margin-left: auto;
    margin-right: auto;
}

.section-eyebrow {
    color: var(--accent);
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 0.5rem;
}

.section-intro {
    color: var(--text-secondary);
    font-size: 1.05rem;
    margin-top: 0.75rem;
}

/* ========== LEARN SECTION ========== */
.learn-section {
    padding: var(--section-pad);
    background: var(--bg-page);
}

.learn-block {
    background: var(--bg-card);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    margin-bottom: 2rem;
    overflow: hidden;
}

.learn-block-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.5rem 2rem;
    background: var(--navy);
    color: #fff;
    cursor: pointer;
}
.learn-block-header h3 { color: #fff; margin: 0; }
.learn-icon { font-size: 1.5rem; }

.learn-block-body {
    padding: 2rem;
}
.learn-block-body p {
    color: var(--text-secondary);
    margin-bottom: 1rem;
    max-width: 72ch;
}

/* Callouts */
.callout {
    display: flex;
    gap: 1rem;
    padding: 1.25rem 1.5rem;
    border-radius: var(--radius);
    margin: 1.5rem 0;
    font-size: 0.95rem;
    line-height: 1.6;
}
.callout-icon { font-size: 1.3rem; flex-shrink: 0; margin-top: 0.1rem; }
.callout-warning {
    background: var(--warning-soft);
    border-left: 4px solid var(--warning);
}
.callout-info {
    background: var(--info-bg);
    border-left: 4px solid var(--accent);
}

/* Rules Grid */
.rules-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 1.5rem;
    margin-top: 1.5rem;
}

.rule-card {
    padding: 1.5rem;
    border-radius: var(--radius);
    border: 1px solid var(--border);
}
.rule-card h4 { margin-bottom: 0.75rem; font-size: 1rem; }
.rule-card ul { padding-left: 0; }
.rule-card li {
    padding: 0.4rem 0;
    color: var(--text-secondary);
    font-size: 0.92rem;
    line-height: 1.5;
}
.rule-do { background: #f0fdf4; border-color: #bbf7d0; }
.rule-dont { background: #fef2f2; border-color: #fecaca; }

/* Investment Cards */
.investment-cards {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1.25rem;
    margin: 1.5rem 0;
}

.invest-card {
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 1.5rem;
    position: relative;
}
.invest-card h4 { margin-bottom: 0.5rem; }
.invest-card p { font-size: 0.93rem; color: var(--text-secondary); }

.invest-card-highlight {
    border-color: var(--accent);
    border-width: 2px;
    background: linear-gradient(135deg, #f5f7ff 0%, #faf5ff 100%);
}

.invest-badge {
    position: absolute;
    top: -0.6rem;
    right: 1.5rem;
    background: var(--gradient-accent);
    color: #fff;
    font-size: 0.72rem;
    font-weight: 700;
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.invest-meta {
    display: flex;
    gap: 1.5rem;
    margin: 1rem 0;
    flex-wrap: wrap;
}
.meta-item {
    display: flex;
    flex-direction: column;
    gap: 0.15rem;
}
.meta-label { font-size: 0.75rem; color: var(--text-muted); font-weight: 500; text-transform: uppercase; letter-spacing: 0.04em; }
.meta-value { font-weight: 700; color: var(--text-primary); font-size: 0.95rem; }

.invest-example {
    font-size: 0.88rem;
    color: var(--text-muted);
    border-top: 1px solid var(--border-light);
    padding-top: 0.75rem;
    margin-top: 0.5rem;
}

/* Tax Comparison */
.tax-comparison {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1.25rem;
    margin: 1.5rem 0;
}

.tax-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 1.5rem;
}
.tax-card h4 { margin-bottom: 0.5rem; color: var(--navy); }
.tax-subtitle { font-weight: 400; color: var(--text-muted); font-size: 0.85rem; }
.tax-card p { font-size: 0.9rem; color: var(--text-secondary); margin-bottom: 0.5rem; }
.tax-rate {
    font-size: 1.5rem;
    font-family: var(--font-display);
    color: var(--warning);
    margin: 0.75rem 0;
}
.tax-example {
    font-size: 0.85rem;
    color: var(--text-muted);
    font-style: italic;
}

.tax-punchline {
    text-align: center;
    padding: 2rem;
    background: var(--navy);
    border-radius: var(--radius-lg);
    margin-top: 2rem;
}
.punchline-icon { font-size: 2rem; margin-bottom: 0.5rem; }
.tax-punchline h4 { color: #fff; font-size: 1.3rem; margin-bottom: 0.5rem; }
.tax-punchline p { color: rgba(255,255,255,0.7); font-size: 0.95rem; max-width: 580px; margin: 0 auto; }

/* ========== STORIES SECTION ========== */
.stories-section {
    padding: var(--section-pad);
    background: var(--navy);
}
.stories-section .section-header h2 { color: #fff; }
.stories-section .section-eyebrow { color: var(--accent); }
.stories-section .section-intro { color: rgba(255,255,255,0.6); }

.stories-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 1.5rem;
}

.story-card {
    background: var(--bg-card);
    border-radius: var(--radius-lg);
    overflow: hidden;
    display: flex;
    flex-direction: column;
}

.story-card-warning { border: 2px solid var(--warning); }
.story-card-compare { grid-column: 1 / -1; }

.story-header {
    padding: 1.5rem;
    position: relative;
}
.story-header-young { background: linear-gradient(135deg, #059669, #10b981); }
.story-header-mid { background: linear-gradient(135deg, #dc2626, #ef4444); }
.story-header-senior { background: linear-gradient(135deg, #1a1f3a, #4a1a4a); }
.story-header-compare { background: var(--gradient-hero); }

.story-tag {
    display: inline-block;
    background: rgba(255,255,255,0.2);
    color: #fff;
    font-size: 0.72rem;
    font-weight: 700;
    padding: 0.2rem 0.6rem;
    border-radius: 4px;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    margin-bottom: 0.5rem;
}
.story-header h3 { color: #fff; font-size: 1.5rem; margin-bottom: 0.15rem; }
.story-role { color: rgba(255,255,255,0.8); font-size: 0.9rem; }

.story-body { padding: 1.5rem; flex: 1; display: flex; flex-direction: column; }
.story-desc { color: var(--text-secondary); font-size: 0.93rem; margin-bottom: 1.25rem; }

.story-numbers {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0.75rem;
    margin-bottom: 1.25rem;
}

.story-stat {
    padding: 0.75rem;
    background: var(--bg-page);
    border-radius: 8px;
    text-align: center;
}
.story-stat-hero { background: var(--navy); }
.story-stat-hero .story-stat-label { color: rgba(255,255,255,0.6); }
.story-stat-hero .story-stat-value { color: #fff; }

.story-stat-label {
    display: block;
    font-size: 0.72rem;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.04em;
    font-weight: 600;
    margin-bottom: 0.2rem;
}
.story-stat-value {
    display: block;
    font-family: var(--font-display);
    font-size: 1.15rem;
    color: var(--text-primary);
}
.story-stat-value.accent { color: var(--success); }
.story-stat-value.warning { color: var(--warning); }

.story-lesson {
    font-size: 0.9rem;
    color: var(--text-secondary);
    margin-top: auto;
    padding-top: 1rem;
    border-top: 1px solid var(--border-light);
    line-height: 1.6;
}

/* Compare Card */
.compare-grid {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1.25rem;
}
.compare-col {
    flex: 1;
    text-align: center;
    padding: 1.25rem;
    background: var(--bg-page);
    border-radius: var(--radius);
}
.compare-col h4 { font-size: 1.1rem; margin-bottom: 0.5rem; }
.compare-subtitle { display: block; font-size: 0.8rem; color: var(--text-muted); font-weight: 400; }
.compare-col-winner { background: linear-gradient(135deg, #f0fdf4, #ecfdf5); border: 2px solid #bbf7d0; }
.compare-vs { font-family: var(--font-display); font-size: 1.1rem; color: var(--text-muted); }
.compare-label { display: block; font-size: 0.72rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.04em; font-weight: 600; margin-bottom: 0.25rem; }
.compare-value { font-family: var(--font-display); font-size: 1.5rem; color: var(--text-primary); }
.compare-col-winner .compare-value { color: var(--success); }

.compare-result {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem;
    background: #f0fdf4;
    border-radius: var(--radius);
    font-size: 0.9rem;
    color: var(--text-secondary);
}
.compare-diff {
    font-family: var(--font-display);
    font-size: 1.3rem;
    color: var(--success);
    white-space: nowrap;
}

.stories-cta {
    text-align: center;
    margin-top: 3rem;
    color: rgba(255,255,255,0.7);
    font-size: 1.1rem;
}
.stories-cta strong { color: #fff; }
.stories-cta .btn { margin-top: 1rem; }

/* ========== FI SUITE SECTION ========== */
.suite-section { padding: var(--section-pad); background: var(--bg-card); }
.suite-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 1.5rem;
    margin-top: 3rem;
}
.suite-card {
    padding: 1.75rem;
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    transition: box-shadow 0.2s, transform 0.2s;
}
.suite-card:hover { box-shadow: 0 8px 24px rgba(0,0,0,0.08); transform: translateY(-2px); }
.suite-icon {
    width: 44px; height: 44px;
    background: linear-gradient(135deg, rgba(16,185,129,0.12), rgba(5,150,105,0.08));
    border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 1rem;
    color: var(--accent);
}
.suite-icon svg { width: 20px; height: 20px; stroke: var(--accent); }
.suite-card h3 { font-size: 1rem; font-family: var(--font-body); font-weight: 600; margin-bottom: 0.5rem; color: var(--text-primary); }
.suite-card p { font-size: 0.88rem; color: var(--text-secondary); line-height: 1.6; }

/* Lucide icon sizing */
.learn-icon svg { width: 24px; height: 24px; stroke: var(--accent); }
.callout-icon svg { width: 18px; height: 18px; }
.punchline-icon svg { width: 32px; height: 32px; stroke: var(--accent); }
.rule-icon { width: 16px; height: 16px; vertical-align: middle; margin-right: 4px; }
.rule-do-icon { stroke: var(--success); }
.rule-dont-icon { stroke: var(--warning); }

/* Waitlist note */
.pricing-waitlist-note {
    text-align: center;
    font-size: 0.88rem;
    color: var(--text-secondary);
    background: #f0fdf4;
    border: 1px solid rgba(16,185,129,0.2);
    border-radius: 8px;
    padding: 0.6rem 1rem;
    margin-bottom: 1.5rem;
}

/* ========== HOW SECTION ========== */
/* ========== FEATURES SECTION ========== */
.features-section { padding: var(--section-pad); background: var(--bg-page); }

.feature-block {
    display: grid;
    grid-template-columns: 48px 1fr auto;
    gap: 1.5rem 2rem;
    padding: 2.5rem 0;
    border-bottom: 1px solid var(--border-light);
    align-items: start;
}
.feature-block:last-child { border-bottom: none; }
.feature-block-primary { padding-top: 0; }

.feature-block-icon {
    width: 48px; height: 48px;
    background: linear-gradient(135deg, rgba(16,185,129,0.12), rgba(5,150,105,0.06));
    border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
    margin-top: 4px;
}
.feature-block-icon svg { width: 22px; height: 22px; stroke: var(--accent); }


.feature-block-body h3 {
    font-size: 1.3rem;
    margin-bottom: 0.75rem;
    color: var(--text-primary);
}
.feature-block-body p { color: var(--text-secondary); font-size: 0.93rem; line-height: 1.7; margin-bottom: 1rem; }

.feature-callout {
    display: flex;
    gap: 10px;
    background: #fff8f0;
    border-left: 3px solid #f59e0b;
    border-radius: 0 var(--radius) var(--radius) 0;
    padding: 0.85rem 1rem;
    margin-bottom: 1rem;
    font-size: 0.87rem;
    color: var(--text-secondary);
    line-height: 1.6;
}
.feature-callout-info { background: var(--info-bg); border-left-color: var(--accent); }
.feature-callout-icon { flex-shrink: 0; margin-top: 1px; }
.feature-callout-icon svg { width: 16px; height: 16px; stroke: #f59e0b; }
.feature-callout-info .feature-callout-icon svg { stroke: var(--accent); }

.feature-rules { display: flex; flex-direction: column; gap: 6px; }
.feature-rule {
    display: flex; align-items: center; gap: 8px;
    font-size: 0.87rem; color: var(--text-secondary);
}
.feature-rule svg { width: 15px; height: 15px; stroke: var(--success); flex-shrink: 0; }

.feature-block-stats {
    display: flex;
    flex-direction: column;
    gap: 10px;
    min-width: 140px;
}
.fbs-card {
    background: var(--bg-card);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 0.85rem 1rem;
    text-align: center;
}
.fbs-highlight {
    background: linear-gradient(135deg, rgba(16,185,129,0.08), rgba(5,150,105,0.04));
    border-color: rgba(16,185,129,0.25);
}
.fbs-label { display: block; font-size: 0.72rem; color: var(--text-muted); font-weight: 500; margin-bottom: 4px; text-transform: uppercase; letter-spacing: 0.05em; }
.fbs-value { display: block; font-family: var(--font-display); font-size: 1.4rem; color: var(--navy); }
.fbs-highlight .fbs-value { color: var(--accent-dark, #059669); }

/* ========== JOURNEY SECTION ========== */
.journey-section { padding: var(--section-pad); background: var(--bg-card); }

.journey-steps {
    display: flex;
    align-items: flex-start;
    gap: 0;
    margin-top: 3rem;
    flex-wrap: wrap;
}
.journey-step {
    flex: 1;
    min-width: 160px;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 0 0.5rem;
}
.journey-num {
    width: 42px; height: 42px;
    background: var(--gradient-accent);
    color: #fff;
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-family: var(--font-display);
    font-size: 1.1rem;
    margin-bottom: 1rem;
    flex-shrink: 0;
}
.journey-body h4 { font-size: 0.95rem; font-family: var(--font-body); font-weight: 600; margin-bottom: 0.4rem; color: var(--text-primary); }
.journey-body p { font-size: 0.82rem; color: var(--text-secondary); line-height: 1.55; }
.journey-connector {
    display: flex; align-items: center; justify-content: center;
    padding-top: 10px;
    color: var(--accent);
    flex-shrink: 0;
}
.journey-connector svg { width: 18px; height: 18px; stroke: var(--accent); }

/* ========== PRICING ========== */
.pricing-section {
    padding: var(--section-pad);
    background: linear-gradient(180deg, var(--bg-page) 0%, #eef0f8 100%);
}

.pricing-card {
    max-width: 520px;
    margin: 0 auto;
    background: var(--bg-card);
    border: 2px solid var(--accent);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: 0 8px 30px var(--accent-glow);
}

.pricing-main { padding: 2.5rem; }

.price-row {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 1.5rem;
    margin-bottom: 2rem;
}
.price-item { text-align: center; }
.price-amount {
    display: block;
    font-family: var(--font-display);
    font-size: 3rem;
    color: var(--navy);
}
.price-label {
    display: block;
    font-size: 0.85rem;
    color: var(--text-muted);
    font-weight: 500;
}
.price-plus {
    font-size: 1.5rem;
    color: var(--text-muted);
}

.pricing-features {
    padding: 0;
    margin-bottom: 2rem;
}
.pricing-features li {
    padding: 0.5rem 0;
    color: var(--text-secondary);
    font-size: 0.93rem;
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
}
.pricing-features li::before {
    content: '✓';
    color: var(--success);
    font-weight: 700;
    flex-shrink: 0;
}

.pricing-main .btn { width: 100%; }

.pricing-note {
    text-align: center;
    margin-top: 1rem;
    font-size: 0.82rem;
    color: var(--text-muted);
}

/* ========== FAQ ========== */
.faq-section {
    padding: var(--section-pad);
    background: var(--bg-page);
}
.faq-section .section-header { margin-bottom: 2rem; }

.faq-list {
    max-width: 720px;
    margin: 0 auto;
}

.faq-item {
    border-bottom: 1px solid var(--border);
}

.faq-question {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.25rem 0;
    background: none;
    border: none;
    cursor: pointer;
    font-family: var(--font-body);
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-primary);
    text-align: left;
}
.faq-icon {
    font-size: 1.3rem;
    color: var(--accent);
    transition: transform 0.3s;
    flex-shrink: 0;
    margin-left: 1rem;
}
.faq-item.active .faq-icon { transform: rotate(45deg); }

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s ease, padding 0.35s ease;
}
.faq-item.active .faq-answer {
    max-height: 300px;
    padding-bottom: 1.25rem;
}
.faq-answer p {
    color: var(--text-secondary);
    font-size: 0.93rem;
    line-height: 1.7;
}

/* ========== FOOTER ========== */
.site-footer {
    background: var(--navy);
    padding: 3.5rem 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 2.5rem;
    padding-bottom: 3rem;
}

.footer-brand p { color: rgba(255,255,255,0.5); font-size: 0.88rem; margin-top: 0.75rem; max-width: 280px; line-height: 1.6; }

.footer-col h4 { color: rgba(255,255,255,0.4); font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 1rem; }
.footer-col ul li { margin-bottom: 0.5rem; }
.footer-col a { color: rgba(255,255,255,0.65); font-size: 0.88rem; }
.footer-col a:hover { color: #fff; }

.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.08);
    padding: 1.25rem 0;
}
.footer-bottom-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 0.75rem;
}
.footer-bottom p { color: rgba(255,255,255,0.35); font-size: 0.8rem; }
.footer-payment-badges {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}
/* Placeholder badges — replace img tags once PayFast assets are supplied */
.payment-badge-placeholder {
    display: inline-block;
    padding: 3px 8px;
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: 4px;
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    color: rgba(255,255,255,0.30);
    white-space: nowrap;
}
.payfast-badge { color: rgba(255,255,255,0.25); }

/* ========== MODALS ========== */
.modal {
    display: none;
    position: fixed;
    inset: 0;
    z-index: 2000;
    background: rgba(0,0,0,0.6);
    backdrop-filter: blur(4px);
    align-items: center;
    justify-content: center;
}
.modal.active { display: flex; }

.modal-content {
    background: var(--bg-card);
    border-radius: var(--radius-lg);
    width: 90%;
    max-width: 420px;
    padding: 2.5rem;
    position: relative;
}

.modal-close {
    position: absolute;
    top: 1rem;
    right: 1.25rem;
    background: none;
    border: none;
    font-size: 1.5rem;
    cursor: pointer;
    color: var(--text-muted);
}

.modal-tabs {
    display: flex;
    gap: 0;
    margin-bottom: 1.5rem;
    border-bottom: 2px solid var(--border);
}
.modal-tab {
    flex: 1;
    padding: 0.75rem;
    background: none;
    border: none;
    font-family: var(--font-body);
    font-weight: 600;
    font-size: 0.95rem;
    color: var(--text-muted);
    cursor: pointer;
    border-bottom: 2px solid transparent;
    margin-bottom: -2px;
    transition: all 0.2s;
}
.modal-tab.active { color: var(--accent); border-bottom-color: var(--accent); }

.modal-form { display: flex; flex-direction: column; gap: 1rem; }
.modal-form.hidden { display: none; }
.modal-form input {
    padding: 0.75rem 1rem;
    border: 1.5px solid var(--border);
    border-radius: 8px;
    font-family: var(--font-body);
    font-size: 0.95rem;
    transition: border-color 0.2s;
}
.modal-form input:focus {
    outline: none;
    border-color: var(--accent);
}

/* ========== RESPONSIVE ========== */
@media (max-width: 768px) {
    .nav-links {
        display: none;
        position: absolute;
        top: 64px;
        left: 0;
        right: 0;
        background: var(--navy);
        flex-direction: column;
        padding: 1rem 1.5rem 1.5rem;
        gap: 0.75rem;
        border-bottom: 1px solid rgba(255,255,255,0.1);
    }
    .nav-links.active { display: flex; }
    .mobile-toggle { display: flex; }

    .hero { padding: 7rem 0 3rem; min-height: auto; }
    .hero h1 { font-size: 1.8rem; }
    .hero-stats-strip { flex-direction: column; }
    .stat-pill { flex-direction: row; align-items: center; gap: 0.75rem; }

    .learn-block-header { padding: 1.25rem 1.5rem; }
    .learn-block-body { padding: 1.5rem; }

    .rules-grid,
    .tax-comparison,
    .investment-cards { grid-template-columns: 1fr; }

    .stories-grid { grid-template-columns: 1fr; }
    .story-card-compare { grid-column: auto; }
    .compare-grid { flex-direction: column; }
    .compare-vs { display: none; }

    .steps-grid { grid-template-columns: 1fr; gap: 1rem; }
    .features-bar { flex-direction: column; align-items: center; gap: 0.75rem; }

    .price-row { gap: 0.75rem; }
    .price-amount { font-size: 2.2rem; }

    .footer-grid { grid-template-columns: 1fr 1fr; gap: 1.5rem; }
    .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 480px) {
    .hero h1 { font-size: 1.5rem; }
    .hero-actions { flex-direction: column; }
    .hero-actions .btn { width: 100%; text-align: center; }
    .story-numbers { grid-template-columns: 1fr; }
    .price-row { flex-direction: column; gap: 0.25rem; }
    .price-plus { display: none; }
    .footer-grid { grid-template-columns: 1fr; }
}

/* ========== RESPONSIVE — NEW SECTIONS ========== */
@media (max-width: 900px) {
    .feature-block { grid-template-columns: 48px 1fr; }
    .feature-block-stats { flex-direction: row; grid-column: 1 / -1; }
    .fbs-card { flex: 1; }
}
@media (max-width: 768px) {
    .feature-block { grid-template-columns: 1fr; gap: 1rem; }
    .feature-block-icon { display: none; }
    .feature-block-stats { flex-direction: row; flex-wrap: wrap; }
    .journey-steps { flex-direction: column; align-items: stretch; gap: 1rem; }
    .journey-connector { display: none; }
    .journey-step { flex-direction: row; text-align: left; align-items: flex-start; gap: 1rem; }
    .journey-num { margin-bottom: 0; flex-shrink: 0; }
}

/* ========== CONTACT SECTION ========== */
.contact-section { padding: 80px 0; background: var(--bg-secondary, #f8fafc); }
.contact-card {
    max-width: 600px;
    margin: 0 auto;
    background: #fff;
    border-radius: 16px;
    padding: 40px;
    box-shadow: 0 4px 24px rgba(0,0,0,0.07);
}
.contact-form .form-row { margin-bottom: 20px; }
.contact-form label {
    display: block;
    font-size: 0.88rem;
    font-weight: 600;
    margin-bottom: 6px;
    color: #374151;
}
.contact-form input,
.contact-form select,
.contact-form textarea {
    width: 100%;
    padding: 10px 14px;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    font-family: inherit;
    font-size: 0.94rem;
    color: #1a202c;
    background: #f8fafc;
    transition: border-color 0.15s;
}
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
    outline: none;
    border-color: #7c5cbf;
    background: #fff;
}
.contact-form textarea { resize: vertical; }
.contact-note { margin-top: 12px; font-size: 0.85rem; color: #64748b; min-height: 1.2em; }
.contact-note.success { color: #059669; }
.contact-note.error { color: #dc2626; }